Planning Your Estate: How an Attorney in Santa Cruz Can Help

Keeping Your California Estate Plan Current: Why Annual Reviews Protect You Creating an estate plan is an important step—but keeping it current is just as critical. For individuals and families in Santa Cruz, San Jose, and the greater Bay Area, estate planning is not a one-time task. California estate plans should be reviewed regularly to ensure they continue to reflect your wishes, comply with California law, and protect the people you care about most. If your estate plan was prepared by The Corman Law Offices, this is a helpful reminder that your plan was designed to evolve as your life changes. An annual estate plan review helps ensure everything still works exactly as intended. Why Annual Estate Plan Reviews Matter An estate plan is not a set-it-and-forget-it document. Even small changes in your life—or in California estate planning law—can affect how your trust, will, and related documents function. Annual estate plan reviews help: Confirm your estate planning documents reflect your current wishes Ensure trustees, beneficiaries, guardians, and agents are up to date Identify issues that could unintentionally lead to probate Keep your plan compliant with California estate planning requirements Provide peace of mind for you and your family Life Changes That May Require an Estate Plan Update Our Estate Planning Flowchart is the first place to review your documents regarding changes. Common life events that often require updates to a California estate plan include: Marriage or divorce Birth or adoption of a child or grandchild Death or incapacity of a trustee, agent, or beneficiary Buying or selling a home or other significant assets Changes to a business or professional practice Moving within California or relocating out of state Changes in family dynamics or long-term goals If any of these apply to you, it may be time to revisit your estate plan. California Law Changes Can Impact Your Estate Plan Even when your personal circumstances remain the same, changes in California law may affect how your estate plan operates. Updates to estate planning statutes, trust administration rules, tax exemption limits, or healthcare directives can impact whether your documents function as intended. Regular estate plan reviews allow your attorney to confirm that your plan remains current, effective, and aligned with California law. Why Keeping Your Estate Plan Current Matters Outdated estate planning documents can lead to unnecessary stress for loved ones and unintended outcomes, including: Delays in trust administration Increased legal fees and court involvement Confusion or disputes among family members Assets distributed in ways that no longer reflect your wishes A proactive estate plan review can help avoid these issues. Start With the Estate Planning Flowchart If you completed your estate plan with The Corman Law Offices, we encourage you to revisit the Estate Planning Flowchart provided at the conclusion of your planning process. This simple tool helps identify whether changes in your life may require updates to your estate planning documents, and can be found in the left hand pocket of your Document Portfolio. If you see even one change as to a trustee, healthcare agent, or beneficiary, it’s time to schedule a review. Schedule Your Estate Plan Review An annual estate plan review is often straightforward, yet it provides lasting peace of mind. Whether you are located in Santa Cruz, San Jose, or elsewhere in the greater Bay Area, our office is here to help ensure your estate plan continues to protect you and your family. To schedule your California estate plan review, contact The Corman Law Offices: Website: www.cormanlaw.net Phone: 831-427-2414 This blog post is for informational purposes only and does not constitute legal advice.

Planning for a Loved One with Disabilities: Providing Care and Security for the Future Supporting a loved one with disabilities involves more than day-to-day care—it also means planning for their long-term well-being. For families in Santa Cruz, San Jose, and throughout the Greater Bay Area, thoughtful estate and special needs planning can ensure continued care, financial stability, and peace of mind for years to come. Having the right plan in place can make all the difference for California families navigating the complex world of special needs care and support. Why Special Planning Matters When caring for someone with a disability, financial planning involves more than managing assets. Without the right legal protections in place, even a modest inheritance or financial gift can unintentionally affect eligibility for essential government programs such as Supplemental Security Income (SSI) or Medi-Cal. That’s why it’s so important to have the right tools and guidance in place to protect your loved one’s future. The Role of a Special Needs Trust A Special Needs Trust (SNT) allows families to provide for their loved one’s “extras” — such as personal care, therapies, recreation, and quality-of-life needs — without jeopardizing government benefits. With a SNT, a trustee manages the funds on behalf of the beneficiary, ensuring the assets are used appropriately and in accordance with federal and state guidelines. This type of trust offers flexibility and long-term protection that simple gifts or direct inheritances cannot. Coordinating Your Estate Plan A Special Needs Trust is just one piece of the overall plan. A comprehensive approach might also include: Updating your will and living trust to include the SNT. Naming a guardian or conservator for minor or dependent adults. Reviewing beneficiary designations on life insurance or retirement accounts. Creating powers of attorney and health care directives to manage your own affairs if you become unable to do so. Each of these steps ensures a seamless transition of care and financial stability—both for your loved one and your family. Beyond the Legal Documents True planning goes beyond paperwork. It’s about creating a comprehensive strategy that reflects your family’s values, wishes, and hopes for the future. This may include: Outlining medical and personal care preferences Coordinating with other family members and caregivers Ensuring a smooth transition if a parent or primary caregiver is no longer able to provide support Every family’s situation is different, and the best solutions come from a plan tailored to your unique needs. We’re Here to Help We know it’s a lot to think about — the legal details, financial planning, and emotional weight of ensuring your loved one’s care. That’s why for more than 40 years, The Corman Law Offices has guided families in the Santa Cruz, San Jose, and Greater Bay Area through the complexities of estate and special needs planning. Our experienced team understands the laws, benefits programs, and family considerations involved. We take the time to listen, clearly explain options, and create a plan tailored to your family’s needs. If you have a loved one with disabilities, we invite you to schedule a confidential consultation. Let’s create a plan that provides security, support, and peace of mind for years to come. Contact The Corman Law Offices at (831) 427-2414 or visit www.cormanlaw.net

Protect your family’s future with The Corman Law Offices, your trusted Wills & Trusts Lawyer in Watsonville, CA. Call (831) 427-2414 today!

At Corman Law Offices, we know firsthand the importance of succession planning. For the last 45 years, our firm has been dedicated to helping individuals, families, and businesses protect what they’ve built. Today, we are proud to be led by a trusted family member—proof that thoughtful succession planning works in practice, not just in theory. If you’re a business owner in Santa Cruz, San Jose, or the Greater Bay Area, chances are you’ve invested years of hard work and personal sacrifice into your company. But what happens when it’s time to retire, step away, or if the unexpected occurs? Without a succession plan, even the strongest business can face disruption. A carefully crafted succession plan helps ensure: Business continuity – operations keep running smoothly. Tax efficiency – your legacy isn’t unnecessarily reduced by taxes. Peace of mind – you, your loved ones, and your employees know what to expect. 1. Business Continuity: Protecting What You’ve Built Your business is more than just an income stream—it’s your legacy. Whether you own a family-run store in Santa Cruz, a professional practice in San Jose, or a fast-growing start-up in the Bay Area, the sudden absence of leadership can create uncertainty. Succession planning identifies who will step in and how transitions will unfold. This often includes: Naming a successor who understands your vision. Defining decision-making structures so employees know where to turn. Creating timelines that allow for a smooth transition. With a plan in place, employees remain confident, customers stay loyal, and the enterprise you’ve built continues to thrive. 2. Tax Efficiency: Keeping More of What You’ve Earned Without planning, taxes and legal complexities can take a significant toll on your business and your family. Some common challenges include: Estate taxes that reduce the value of what you pass on. Liquidity issues if wealth is tied up in business assets. Ownership disputes among partners or family members. An experienced estate planning attorney can help integrate tax-efficient strategies into your succession plan. Tools such as buy-sell agreements, trusts, or gifting strategies can protect your assets and reduce unnecessary financial burdens. In other words, you’ve worked hard to build your business—why risk losing a portion of it to a lack of planning? 3. Peace of Mind: For You and Your Loved Ones A succession plan also provides reassurance that your business, employees, and family will be cared for if you’re no longer at the helm. For family-owned businesses, this clarity is especially valuable. It can: Reduce conflict by outlining leadership roles. Clarify ownership and responsibilities. Preserve harmony while honoring your legacy. Peace of mind is one of the greatest benefits of planning ahead. You can focus on running your business today, knowing that tomorrow is secure. Why Local Guidance Matters Succession planning is never one-size-fits-all. The right approach depends on your unique business structure, family dynamics, and local laws. That’s why working with an experienced Bay Area firm like the Corman Law Offices makes all the difference. Our decades of experience—and our own successful leadership transition—give us a unique perspective on how to create effective plans for local entrepreneurs and family businesses. Ready to Start the Conversation? Your business deserves the same care and foresight you’ve already invested in its growth. Let us help you protect your legacy and plan for the future with confidence. Contact the Corman Law Offices today at (831) 427-2414 Visit us online: www.cormanlaw.net

Trust The Corman Law Offices for expert estate planning in Watsonville, CA. Call 831-427-2414 to speak with a skilled estate planning attorney today.

At the Corman Law Offices, we understand that estate planning can feel overwhelming, but it doesn’t have to be. As a boutique estate planning firm serving individuals and families across Santa Cruz, San Jose, and the Bay Area, we specialize in creating customized plans that offer clarity, peace of mind, and future prot